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Frugal mindset vs. following a budget: which one is better?
I do not use or typically recommend detailed budgets, only a discretionary spending 'cap' to stay under each month. But that feels a little unconventional in the money ... Read the Post...
How to shop for groceries on a budget… and rethinking low-enjoyment food choices
Food gets and deserves a fair bit of attention in our life. We eat too much, we eat the wrong things, we eat too often, too early, too late. Bah! And now I'm trying to tell ... Read the Post...
How to use credit cards: my take on paper vs plastic
Is it bad to use your credit card a lot?Sometimes (often) in the financial advice realm, credit cards get a really bad rap. And for good reason. Most people are dealing with ... Read the Post...